What to Do if You Don’t Have Dental Insurance?

Dental Insurance

CareCredit

At Las Cruces Dental Solutions, we offer CareCredit. The CareCredit card provides patients with a financing option to have their dental treatment completed without having to wait until they’ve saved up enough funds to cover the costs. This option can provide great relief for the patient through a number of treatment procedures, such as:

  • 6-month check-ups
  • Endodontics
  • Periodontics
  • Periodontal Scaling
  • Periodontal disease prevention
  • Gingivitis prevention
  • Fluoride treatment
  • Ceramic filings
  • Sealants
  • Teeth Cleaning
  • Mouth Guards for Sports

CareCredit also provides financing for cosmetic dental procedures, such as:

  • Invisalign
  • Lumineers
  • Six-Month-Smile
  • Veneers
  • Dental Implants
  • Ceramic Crowns
  • Root Canals
  • Braces
  • Retainers
  • Bite Plates
  • Headgear
  • Tooth Repair
  • Dentures

Dental Savers Plan

The Dental Savers Plan can dramatically reduce your costs and provide you with services that do not require a waiting period to become active. The savings can be as much as 59% of the original price. You can typically join for as little as $75 per year.

Payment Plans

Payment Plans can be a vital solution to a serious dental issue. Consult with multiple dental clinics in order to find which one works best for you. Many dental clinics offer payment plans that subsequently replace the requirement for dental insurance. If the payment plan is agreed to, you’ll receive a one-time fee that can be divided into monthly payments with sometimes no interest, whatsoever.

Pro Bono Dental Care

Several dental offices provide free or ultra low-cost services to patients who are low-income or no-income individuals. A quick search online or within the local chamber of commerce can provide the individual with the information they need in order to best find the dentist that will be willing to work with them.

Charity Work

Members of the Association of Dental Support Organizations offer free service days throughout the year. These dentist are often esteemed members of their communities and strive to provide a helping hand to the individuals who need it the most.

Dental School

Dental Schools are a great way to have dental students practice their techniques on you (while being monitored by a trained professional of course) and for you to have quality dental care that is usually heavily discounted or completely free.

Emergency Fund

An emergency fund is vital for every aspect of one’s financial life, not just for dental expenses. However, it’s very important to have an emergency fund for medical and dental emergencies. This will allow you to not have to weigh the options on whether or not you can have a procedure completed due to having or not having the appropriate amount of funds to pay for the procedure at hand. This in turn, will allow you to reduce your overall expenses due to the fact that you took care of the dental issue early, instead of it continuing and developing into something much worse and much more expensive.

Overall…

Dentists are people too. They understand that everyone won’t be able to afford their care and that is why they offer free or reduced services to the individuals who require it. Don’t be afraid to inquire with your local dental practice to see what they have to offer. You may be surprised at their level of flexible care options available!